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Teena started adulthood with literally nothing but a strong work ethic and a goal. Her motto has always been to do more than the work for which she is paid. She has always believed that excellence is something that is a part of her, that she brings to every task. She worked hard and implemented the steps she has shared in this book, 10 Keys to Financial Freedom at an Early Age: Retire Early on a Modest Salary. Implementing these very steps has allowed her to not only achieve financial freedom, but to build wealth and create a legacy that will be passed along to the next generation. Teena shares these steps in this book.
Teena lives mostly in Long Beach, California with her husband of 27 years. They manage to spend about half the year between their homes in Hilton Head, South Carolina and Atlanta, Georgia. They are the proud parents of a 25-year old son, who is a very talented cartoon artist.
Teena holds a Bachelor's degree in Business Administration, and maintains current Real Estate licenses in the States of California and Georgia. She owned and operated a staffing agency during her son's formative years, so she could bring him to work with her. Also, for over twenty years, she has successfully managed their small real estate portfolio.
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